LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,683
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,291
−HK$1,633/mo
Today · 4.125%
HK$54,924
baseline
▲ 0.50% · 4.625%
HK$58,266
+HK$3,342/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,848/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,497
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,039
−HK$1,564/mo
Today · 4.125%
HK$60,603
baseline
▲ 0.50% · 4.625%
HK$63,798
+HK$3,195/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,206/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,020
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,949
−HK$1,960/mo
Today · 4.125%
HK$65,909
baseline
▲ 0.50% · 4.625%
HK$69,920
+HK$4,011/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,818/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,997
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,847
−HK$1,877/mo
Today · 4.125%
HK$72,724
baseline
▲ 0.50% · 4.625%
HK$76,558
+HK$3,834/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,448/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,357
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$74,607
−HK$2,287/mo
Today · 4.125%
HK$76,894
baseline
▲ 0.50% · 4.625%
HK$81,573
+HK$4,679/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,788/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,496
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$82,655
−HK$2,190/mo
Today · 4.125%
HK$84,845
baseline
▲ 0.50% · 4.625%
HK$89,317
+HK$4,472/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,690/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,030
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$95,924
−HK$2,940/mo
Today · 4.125%
HK$98,864
baseline
▲ 0.50% · 4.625%
HK$104,879
+HK$6,015/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$197,728/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,495
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,270
−HK$2,816/mo
Today · 4.125%
HK$109,086
baseline
▲ 0.50% · 4.625%
HK$114,836
+HK$5,750/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$218,172/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,286 · Scale 2, in force from 26 Feb 2026)