LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,684
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,291
−HK$1,634/mo
Today · 4.125%
HK$54,925
baseline
▲ 0.50% · 4.625%
HK$58,267
+HK$3,342/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,850/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,498
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,040
−HK$1,564/mo
Today · 4.125%
HK$60,604
baseline
▲ 0.50% · 4.625%
HK$63,799
+HK$3,195/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,208/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,021
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,950
−HK$1,960/mo
Today · 4.125%
HK$65,910
baseline
▲ 0.50% · 4.625%
HK$69,920
+HK$4,010/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,820/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,997
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,848
−HK$1,877/mo
Today · 4.125%
HK$72,725
baseline
▲ 0.50% · 4.625%
HK$76,558
+HK$3,833/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,450/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,357
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$74,608
−HK$2,287/mo
Today · 4.125%
HK$76,895
baseline
▲ 0.50% · 4.625%
HK$81,574
+HK$4,679/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,790/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,497
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$82,656
−HK$2,190/mo
Today · 4.125%
HK$84,846
baseline
▲ 0.50% · 4.625%
HK$89,318
+HK$4,472/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,692/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,031
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$95,925
−HK$2,940/mo
Today · 4.125%
HK$98,865
baseline
▲ 0.50% · 4.625%
HK$104,880
+HK$6,015/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$197,730/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,496
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,272
−HK$2,815/mo
Today · 4.125%
HK$109,087
baseline
▲ 0.50% · 4.625%
HK$114,838
+HK$5,751/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$218,174/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,296 · Scale 2, in force from 26 Feb 2026)