LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,685
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,293
−HK$1,633/mo
Today · 4.125%
HK$54,926
baseline
▲ 0.50% · 4.625%
HK$58,268
+HK$3,342/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,852/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,499
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,041
−HK$1,565/mo
Today · 4.125%
HK$60,606
baseline
▲ 0.50% · 4.625%
HK$63,800
+HK$3,194/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,212/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,022
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,951
−HK$1,961/mo
Today · 4.125%
HK$65,912
baseline
▲ 0.50% · 4.625%
HK$69,922
+HK$4,010/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,824/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,999
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,850
−HK$1,877/mo
Today · 4.125%
HK$72,727
baseline
▲ 0.50% · 4.625%
HK$76,560
+HK$3,833/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,454/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,359
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$74,610
−HK$2,287/mo
Today · 4.125%
HK$76,897
baseline
▲ 0.50% · 4.625%
HK$81,576
+HK$4,679/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,794/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,499
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$82,658
−HK$2,190/mo
Today · 4.125%
HK$84,848
baseline
▲ 0.50% · 4.625%
HK$89,320
+HK$4,472/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,696/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,033
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$95,927
−HK$2,940/mo
Today · 4.125%
HK$98,867
baseline
▲ 0.50% · 4.625%
HK$104,883
+HK$6,016/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$197,734/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,499
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,274
−HK$2,816/mo
Today · 4.125%
HK$109,090
baseline
▲ 0.50% · 4.625%
HK$114,841
+HK$5,751/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$218,180/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,322 · Scale 2, in force from 26 Feb 2026)