LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,688
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,296
−HK$1,633/mo
Today · 4.125%
HK$54,929
baseline
▲ 0.50% · 4.625%
HK$58,271
+HK$3,342/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,858/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,502
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,044
−HK$1,565/mo
Today · 4.125%
HK$60,609
baseline
▲ 0.50% · 4.625%
HK$63,804
+HK$3,195/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,218/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,025
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,955
−HK$1,960/mo
Today · 4.125%
HK$65,915
baseline
▲ 0.50% · 4.625%
HK$69,926
+HK$4,011/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,830/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,003
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,853
−HK$1,878/mo
Today · 4.125%
HK$72,731
baseline
▲ 0.50% · 4.625%
HK$76,564
+HK$3,833/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,462/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,363
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$74,614
−HK$2,287/mo
Today · 4.125%
HK$76,901
baseline
▲ 0.50% · 4.625%
HK$81,580
+HK$4,679/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,802/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,503
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$82,662
−HK$2,190/mo
Today · 4.125%
HK$84,852
baseline
▲ 0.50% · 4.625%
HK$89,325
+HK$4,473/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,704/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,038
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$95,932
−HK$2,940/mo
Today · 4.125%
HK$98,872
baseline
▲ 0.50% · 4.625%
HK$104,888
+HK$6,016/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$197,744/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,504
−HK$5,592/mo
▼ 0.25% · 3.875%
HK$106,280
−HK$2,816/mo
Today · 4.125%
HK$109,096
baseline
▲ 0.50% · 4.625%
HK$114,846
+HK$5,750/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$218,192/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,370 · Scale 2, in force from 26 Feb 2026)