LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,689
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,297
−HK$1,633/mo
Today · 4.125%
HK$54,930
baseline
▲ 0.50% · 4.625%
HK$58,273
+HK$3,343/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,860/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,504
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,046
−HK$1,564/mo
Today · 4.125%
HK$60,610
baseline
▲ 0.50% · 4.625%
HK$63,805
+HK$3,195/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,220/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,027
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,956
−HK$1,960/mo
Today · 4.125%
HK$65,916
baseline
▲ 0.50% · 4.625%
HK$69,927
+HK$4,011/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,832/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,004
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,855
−HK$1,877/mo
Today · 4.125%
HK$72,732
baseline
▲ 0.50% · 4.625%
HK$76,566
+HK$3,834/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,464/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,365
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$74,616
−HK$2,287/mo
Today · 4.125%
HK$76,903
baseline
▲ 0.50% · 4.625%
HK$81,582
+HK$4,679/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,806/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,505
−HK$4,349/mo
▼ 0.25% · 3.875%
HK$82,664
−HK$2,190/mo
Today · 4.125%
HK$84,854
baseline
▲ 0.50% · 4.625%
HK$89,327
+HK$4,473/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,708/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,040
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$95,934
−HK$2,941/mo
Today · 4.125%
HK$98,875
baseline
▲ 0.50% · 4.625%
HK$104,891
+HK$6,016/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$197,750/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,506
−HK$5,592/mo
▼ 0.25% · 3.875%
HK$106,282
−HK$2,816/mo
Today · 4.125%
HK$109,098
baseline
▲ 0.50% · 4.625%
HK$114,849
+HK$5,751/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$218,196/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,394 · Scale 2, in force from 26 Feb 2026)