LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,692
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,300
−HK$1,633/mo
Today · 4.125%
HK$54,933
baseline
▲ 0.50% · 4.625%
HK$58,276
+HK$3,343/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,866/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,506
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,049
−HK$1,564/mo
Today · 4.125%
HK$60,613
baseline
▲ 0.50% · 4.625%
HK$63,808
+HK$3,195/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,226/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,030
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,960
−HK$1,960/mo
Today · 4.125%
HK$65,920
baseline
▲ 0.50% · 4.625%
HK$69,931
+HK$4,011/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,840/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,008
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,859
−HK$1,877/mo
Today · 4.125%
HK$72,736
baseline
▲ 0.50% · 4.625%
HK$76,570
+HK$3,834/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,472/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,368
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$74,619
−HK$2,287/mo
Today · 4.125%
HK$76,906
baseline
▲ 0.50% · 4.625%
HK$81,586
+HK$4,680/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,812/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,509
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$82,668
−HK$2,191/mo
Today · 4.125%
HK$84,859
baseline
▲ 0.50% · 4.625%
HK$89,332
+HK$4,473/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,718/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,045
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$95,939
−HK$2,941/mo
Today · 4.125%
HK$98,880
baseline
▲ 0.50% · 4.625%
HK$104,896
+HK$6,016/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$197,760/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,512
−HK$5,592/mo
▼ 0.25% · 3.875%
HK$106,288
−HK$2,816/mo
Today · 4.125%
HK$109,104
baseline
▲ 0.50% · 4.625%
HK$114,855
+HK$5,751/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$218,208/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,443 · Scale 2, in force from 26 Feb 2026)