LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,692
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,300
−HK$1,634/mo
Today · 4.125%
HK$54,934
baseline
▲ 0.50% · 4.625%
HK$58,276
+HK$3,342/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,868/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,507
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,049
−HK$1,565/mo
Today · 4.125%
HK$60,614
baseline
▲ 0.50% · 4.625%
HK$63,809
+HK$3,195/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,228/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,031
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,960
−HK$1,961/mo
Today · 4.125%
HK$65,921
baseline
▲ 0.50% · 4.625%
HK$69,932
+HK$4,011/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,842/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,009
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,859
−HK$1,878/mo
Today · 4.125%
HK$72,737
baseline
▲ 0.50% · 4.625%
HK$76,571
+HK$3,834/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,474/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,369
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$74,620
−HK$2,287/mo
Today · 4.125%
HK$76,907
baseline
▲ 0.50% · 4.625%
HK$81,587
+HK$4,680/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,814/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,510
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$82,669
−HK$2,191/mo
Today · 4.125%
HK$84,860
baseline
▲ 0.50% · 4.625%
HK$89,333
+HK$4,473/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,720/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,046
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$95,940
−HK$2,941/mo
Today · 4.125%
HK$98,881
baseline
▲ 0.50% · 4.625%
HK$104,898
+HK$6,017/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$197,762/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,513
−HK$5,592/mo
▼ 0.25% · 3.875%
HK$106,289
−HK$2,816/mo
Today · 4.125%
HK$109,105
baseline
▲ 0.50% · 4.625%
HK$114,856
+HK$5,751/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$218,210/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,454 · Scale 2, in force from 26 Feb 2026)