LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,693
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,301
−HK$1,634/mo
Today · 4.125%
HK$54,935
baseline
▲ 0.50% · 4.625%
HK$58,277
+HK$3,342/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$109,870/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,508
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,050
−HK$1,565/mo
Today · 4.125%
HK$60,615
baseline
▲ 0.50% · 4.625%
HK$63,810
+HK$3,195/mo
Deposit HK$11.33M · loan HK$11.33M · min. income ≈ HK$121,230/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,032
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,961
−HK$1,960/mo
Today · 4.125%
HK$65,921
baseline
▲ 0.50% · 4.625%
HK$69,933
+HK$4,012/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,842/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,009
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,860
−HK$1,878/mo
Today · 4.125%
HK$72,738
baseline
▲ 0.50% · 4.625%
HK$76,572
+HK$3,834/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,476/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,370
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$74,621
−HK$2,287/mo
Today · 4.125%
HK$76,908
baseline
▲ 0.50% · 4.625%
HK$81,588
+HK$4,680/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,816/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,511
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$82,670
−HK$2,191/mo
Today · 4.125%
HK$84,861
baseline
▲ 0.50% · 4.625%
HK$89,334
+HK$4,473/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,722/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,047
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$95,942
−HK$2,940/mo
Today · 4.125%
HK$98,882
baseline
▲ 0.50% · 4.625%
HK$104,899
+HK$6,017/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$197,764/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,514
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$106,290
−HK$2,817/mo
Today · 4.125%
HK$109,107
baseline
▲ 0.50% · 4.625%
HK$114,858
+HK$5,751/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$218,214/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,467 · Scale 2, in force from 26 Feb 2026)