LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,695
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,303
−HK$1,634/mo
Today · 4.125%
HK$54,937
baseline
▲ 0.50% · 4.625%
HK$58,280
+HK$3,343/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,874/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,510
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,053
−HK$1,564/mo
Today · 4.125%
HK$60,617
baseline
▲ 0.50% · 4.625%
HK$63,813
+HK$3,196/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,234/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,034
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,964
−HK$1,960/mo
Today · 4.125%
HK$65,924
baseline
▲ 0.50% · 4.625%
HK$69,935
+HK$4,011/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,848/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,012
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,863
−HK$1,878/mo
Today · 4.125%
HK$72,741
baseline
▲ 0.50% · 4.625%
HK$76,575
+HK$3,834/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,482/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,373
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$74,624
−HK$2,288/mo
Today · 4.125%
HK$76,912
baseline
▲ 0.50% · 4.625%
HK$81,591
+HK$4,679/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,824/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,514
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$82,674
−HK$2,190/mo
Today · 4.125%
HK$84,864
baseline
▲ 0.50% · 4.625%
HK$89,338
+HK$4,474/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,728/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,051
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$95,946
−HK$2,940/mo
Today · 4.125%
HK$98,886
baseline
▲ 0.50% · 4.625%
HK$104,903
+HK$6,017/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$197,772/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,518
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$106,295
−HK$2,816/mo
Today · 4.125%
HK$109,111
baseline
▲ 0.50% · 4.625%
HK$114,863
+HK$5,752/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$218,222/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,506 · Scale 2, in force from 26 Feb 2026)