LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,696
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,304
−HK$1,634/mo
Today · 4.125%
HK$54,938
baseline
▲ 0.50% · 4.625%
HK$58,281
+HK$3,343/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,876/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,511
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,054
−HK$1,564/mo
Today · 4.125%
HK$60,618
baseline
▲ 0.50% · 4.625%
HK$63,814
+HK$3,196/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,236/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,035
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,965
−HK$1,960/mo
Today · 4.125%
HK$65,925
baseline
▲ 0.50% · 4.625%
HK$69,937
+HK$4,012/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,850/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,014
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,864
−HK$1,878/mo
Today · 4.125%
HK$72,742
baseline
▲ 0.50% · 4.625%
HK$76,576
+HK$3,834/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,484/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,374
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$74,626
−HK$2,287/mo
Today · 4.125%
HK$76,913
baseline
▲ 0.50% · 4.625%
HK$81,593
+HK$4,680/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,826/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,516
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$82,675
−HK$2,191/mo
Today · 4.125%
HK$84,866
baseline
▲ 0.50% · 4.625%
HK$89,339
+HK$4,473/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,732/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$963,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,053
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$95,947
−HK$2,941/mo
Today · 4.125%
HK$98,888
baseline
▲ 0.50% · 4.625%
HK$104,905
+HK$6,017/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$197,776/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,520
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$106,297
−HK$2,816/mo
Today · 4.125%
HK$109,113
baseline
▲ 0.50% · 4.625%
HK$114,865
+HK$5,752/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$218,226/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,523 · Scale 2, in force from 26 Feb 2026)