LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,697
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,305
−HK$1,634/mo
Today · 4.125%
HK$54,939
baseline
▲ 0.50% · 4.625%
HK$58,282
+HK$3,343/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,878/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,513
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,055
−HK$1,565/mo
Today · 4.125%
HK$60,620
baseline
▲ 0.50% · 4.625%
HK$63,815
+HK$3,195/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,240/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,037
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,966
−HK$1,961/mo
Today · 4.125%
HK$65,927
baseline
▲ 0.50% · 4.625%
HK$69,939
+HK$4,012/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,854/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,015
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,866
−HK$1,878/mo
Today · 4.125%
HK$72,744
baseline
▲ 0.50% · 4.625%
HK$76,578
+HK$3,834/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,488/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,376
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$74,628
−HK$2,287/mo
Today · 4.125%
HK$76,915
baseline
▲ 0.50% · 4.625%
HK$81,595
+HK$4,680/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,830/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,518
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$82,677
−HK$2,191/mo
Today · 4.125%
HK$84,868
baseline
▲ 0.50% · 4.625%
HK$89,341
+HK$4,473/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,736/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,055
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$95,950
−HK$2,941/mo
Today · 4.125%
HK$98,891
baseline
▲ 0.50% · 4.625%
HK$104,908
+HK$6,017/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$197,782/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,523
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$106,299
−HK$2,817/mo
Today · 4.125%
HK$109,116
baseline
▲ 0.50% · 4.625%
HK$114,868
+HK$5,752/mo
Deposit HK$2.27M · loan HK$20.40M · min. income ≈ HK$218,232/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,548 · Scale 2, in force from 26 Feb 2026)