LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,699
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,307
−HK$1,634/mo
Today · 4.125%
HK$54,941
baseline
▲ 0.50% · 4.625%
HK$58,284
+HK$3,343/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,882/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,514
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,057
−HK$1,565/mo
Today · 4.125%
HK$60,622
baseline
▲ 0.50% · 4.625%
HK$63,817
+HK$3,195/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,244/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,038
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,968
−HK$1,961/mo
Today · 4.125%
HK$65,929
baseline
▲ 0.50% · 4.625%
HK$69,940
+HK$4,011/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,858/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,017
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,868
−HK$1,878/mo
Today · 4.125%
HK$72,746
baseline
▲ 0.50% · 4.625%
HK$76,580
+HK$3,834/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,492/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,378
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$74,630
−HK$2,287/mo
Today · 4.125%
HK$76,917
baseline
▲ 0.50% · 4.625%
HK$81,597
+HK$4,680/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,834/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,520
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$82,679
−HK$2,191/mo
Today · 4.125%
HK$84,870
baseline
▲ 0.50% · 4.625%
HK$89,344
+HK$4,474/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,740/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,058
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$95,952
−HK$2,941/mo
Today · 4.125%
HK$98,893
baseline
▲ 0.50% · 4.625%
HK$104,911
+HK$6,018/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$197,786/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,526
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$106,302
−HK$2,817/mo
Today · 4.125%
HK$109,119
baseline
▲ 0.50% · 4.625%
HK$114,871
+HK$5,752/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$218,238/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,574 · Scale 2, in force from 26 Feb 2026)