LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,703
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,311
−HK$1,634/mo
Today · 4.125%
HK$54,945
baseline
▲ 0.50% · 4.625%
HK$58,288
+HK$3,343/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,890/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,519
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,062
−HK$1,565/mo
Today · 4.125%
HK$60,627
baseline
▲ 0.50% · 4.625%
HK$63,822
+HK$3,195/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,254/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,044
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,973
−HK$1,961/mo
Today · 4.125%
HK$65,934
baseline
▲ 0.50% · 4.625%
HK$69,946
+HK$4,012/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$131,868/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,023
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,874
−HK$1,878/mo
Today · 4.125%
HK$72,752
baseline
▲ 0.50% · 4.625%
HK$76,587
+HK$3,835/mo
Deposit HK$9.07M · loan HK$13.60M · min. income ≈ HK$145,504/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,384
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$74,636
−HK$2,287/mo
Today · 4.125%
HK$76,923
baseline
▲ 0.50% · 4.625%
HK$81,604
+HK$4,681/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,846/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,527
−HK$4,350/mo
▼ 0.25% · 3.875%
HK$82,686
−HK$2,191/mo
Today · 4.125%
HK$84,877
baseline
▲ 0.50% · 4.625%
HK$89,351
+HK$4,474/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,754/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,065
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$95,960
−HK$2,941/mo
Today · 4.125%
HK$98,901
baseline
▲ 0.50% · 4.625%
HK$104,919
+HK$6,018/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$197,802/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,534
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$106,311
−HK$2,817/mo
Today · 4.125%
HK$109,128
baseline
▲ 0.50% · 4.625%
HK$114,880
+HK$5,752/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$218,256/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,653 · Scale 2, in force from 26 Feb 2026)