LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,705
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,314
−HK$1,634/mo
Today · 4.125%
HK$54,948
baseline
▲ 0.50% · 4.625%
HK$58,291
+HK$3,343/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,896/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,522
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,064
−HK$1,565/mo
Today · 4.125%
HK$60,629
baseline
▲ 0.50% · 4.625%
HK$63,825
+HK$3,196/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,258/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,046
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,976
−HK$1,961/mo
Today · 4.125%
HK$65,937
baseline
▲ 0.50% · 4.625%
HK$69,949
+HK$4,012/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$131,874/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,026
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,877
−HK$1,878/mo
Today · 4.125%
HK$72,755
baseline
▲ 0.50% · 4.625%
HK$76,590
+HK$3,835/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$145,510/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,387
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,639
−HK$2,288/mo
Today · 4.125%
HK$76,927
baseline
▲ 0.50% · 4.625%
HK$81,608
+HK$4,681/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,854/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,530
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,690
−HK$2,191/mo
Today · 4.125%
HK$84,881
baseline
▲ 0.50% · 4.625%
HK$89,355
+HK$4,474/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,762/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,070
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$95,965
−HK$2,941/mo
Today · 4.125%
HK$98,906
baseline
▲ 0.50% · 4.625%
HK$104,924
+HK$6,018/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$197,812/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,539
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$106,316
−HK$2,817/mo
Today · 4.125%
HK$109,133
baseline
▲ 0.50% · 4.625%
HK$114,885
+HK$5,752/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$218,266/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,698 · Scale 2, in force from 26 Feb 2026)