LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,707
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,315
−HK$1,634/mo
Today · 4.125%
HK$54,949
baseline
▲ 0.50% · 4.625%
HK$58,293
+HK$3,344/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,898/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,523
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,066
−HK$1,565/mo
Today · 4.125%
HK$60,631
baseline
▲ 0.50% · 4.625%
HK$63,827
+HK$3,196/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,262/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,048
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,978
−HK$1,961/mo
Today · 4.125%
HK$65,939
baseline
▲ 0.50% · 4.625%
HK$69,951
+HK$4,012/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$131,878/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,028
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,879
−HK$1,878/mo
Today · 4.125%
HK$72,757
baseline
▲ 0.50% · 4.625%
HK$76,592
+HK$3,835/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$145,514/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,389
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,641
−HK$2,288/mo
Today · 4.125%
HK$76,929
baseline
▲ 0.50% · 4.625%
HK$81,610
+HK$4,681/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,858/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,532
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,692
−HK$2,191/mo
Today · 4.125%
HK$84,883
baseline
▲ 0.50% · 4.625%
HK$89,357
+HK$4,474/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,766/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,072
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$95,967
−HK$2,941/mo
Today · 4.125%
HK$98,908
baseline
▲ 0.50% · 4.625%
HK$104,927
+HK$6,019/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$197,816/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,541
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$106,318
−HK$2,817/mo
Today · 4.125%
HK$109,135
baseline
▲ 0.50% · 4.625%
HK$114,888
+HK$5,753/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$218,270/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,720 · Scale 2, in force from 26 Feb 2026)