LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,708
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,316
−HK$1,634/mo
Today · 4.125%
HK$54,950
baseline
▲ 0.50% · 4.625%
HK$58,294
+HK$3,344/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,900/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,524
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,067
−HK$1,565/mo
Today · 4.125%
HK$60,632
baseline
▲ 0.50% · 4.625%
HK$63,828
+HK$3,196/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,264/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,049
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,979
−HK$1,961/mo
Today · 4.125%
HK$65,940
baseline
▲ 0.50% · 4.625%
HK$69,953
+HK$4,013/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$131,880/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,029
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,881
−HK$1,878/mo
Today · 4.125%
HK$72,759
baseline
▲ 0.50% · 4.625%
HK$76,594
+HK$3,835/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$145,518/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,391
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,643
−HK$2,288/mo
Today · 4.125%
HK$76,931
baseline
▲ 0.50% · 4.625%
HK$81,612
+HK$4,681/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,862/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,534
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,694
−HK$2,191/mo
Today · 4.125%
HK$84,885
baseline
▲ 0.50% · 4.625%
HK$89,360
+HK$4,475/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,770/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,074
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$95,969
−HK$2,942/mo
Today · 4.125%
HK$98,911
baseline
▲ 0.50% · 4.625%
HK$104,929
+HK$6,018/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$197,822/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,544
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$106,321
−HK$2,817/mo
Today · 4.125%
HK$109,138
baseline
▲ 0.50% · 4.625%
HK$114,891
+HK$5,753/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$218,276/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,744 · Scale 2, in force from 26 Feb 2026)