LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,709
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,317
−HK$1,634/mo
Today · 4.125%
HK$54,951
baseline
▲ 0.50% · 4.625%
HK$58,295
+HK$3,344/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,902/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,526
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,068
−HK$1,565/mo
Today · 4.125%
HK$60,633
baseline
▲ 0.50% · 4.625%
HK$63,830
+HK$3,197/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,266/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,051
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,981
−HK$1,961/mo
Today · 4.125%
HK$65,942
baseline
▲ 0.50% · 4.625%
HK$69,954
+HK$4,012/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$131,884/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,031
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,882
−HK$1,878/mo
Today · 4.125%
HK$72,760
baseline
▲ 0.50% · 4.625%
HK$76,595
+HK$3,835/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$145,520/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,392
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,644
−HK$2,288/mo
Today · 4.125%
HK$76,932
baseline
▲ 0.50% · 4.625%
HK$81,613
+HK$4,681/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,864/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,536
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,696
−HK$2,191/mo
Today · 4.125%
HK$84,887
baseline
▲ 0.50% · 4.625%
HK$89,361
+HK$4,474/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,774/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,076
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$95,971
−HK$2,942/mo
Today · 4.125%
HK$98,913
baseline
▲ 0.50% · 4.625%
HK$104,931
+HK$6,018/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$197,826/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,546
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$106,323
−HK$2,817/mo
Today · 4.125%
HK$109,140
baseline
▲ 0.50% · 4.625%
HK$114,893
+HK$5,753/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$218,280/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,763 · Scale 2, in force from 26 Feb 2026)