LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,710
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,318
−HK$1,634/mo
Today · 4.125%
HK$54,952
baseline
▲ 0.50% · 4.625%
HK$58,296
+HK$3,344/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,904/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,526
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,069
−HK$1,565/mo
Today · 4.125%
HK$60,634
baseline
▲ 0.50% · 4.625%
HK$63,830
+HK$3,196/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,268/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,052
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,982
−HK$1,961/mo
Today · 4.125%
HK$65,943
baseline
▲ 0.50% · 4.625%
HK$69,955
+HK$4,012/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$131,886/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,032
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,883
−HK$1,878/mo
Today · 4.125%
HK$72,761
baseline
▲ 0.50% · 4.625%
HK$76,597
+HK$3,836/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$145,522/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,393
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,645
−HK$2,288/mo
Today · 4.125%
HK$76,933
baseline
▲ 0.50% · 4.625%
HK$81,614
+HK$4,681/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,866/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,537
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,697
−HK$2,191/mo
Today · 4.125%
HK$84,888
baseline
▲ 0.50% · 4.625%
HK$89,363
+HK$4,475/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,776/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,077
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$95,972
−HK$2,942/mo
Today · 4.125%
HK$98,914
baseline
▲ 0.50% · 4.625%
HK$104,933
+HK$6,019/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$197,828/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,548
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$106,325
−HK$2,817/mo
Today · 4.125%
HK$109,142
baseline
▲ 0.50% · 4.625%
HK$114,895
+HK$5,753/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$218,284/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,777 · Scale 2, in force from 26 Feb 2026)