LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,710
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,319
−HK$1,634/mo
Today · 4.125%
HK$54,953
baseline
▲ 0.50% · 4.625%
HK$58,297
+HK$3,344/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,906/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,527
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,070
−HK$1,565/mo
Today · 4.125%
HK$60,635
baseline
▲ 0.50% · 4.625%
HK$63,832
+HK$3,197/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,270/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,053
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,983
−HK$1,961/mo
Today · 4.125%
HK$65,944
baseline
▲ 0.50% · 4.625%
HK$69,956
+HK$4,012/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$131,888/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,033
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,884
−HK$1,878/mo
Today · 4.125%
HK$72,762
baseline
▲ 0.50% · 4.625%
HK$76,598
+HK$3,836/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$145,524/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,395
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$74,647
−HK$2,287/mo
Today · 4.125%
HK$76,934
baseline
▲ 0.50% · 4.625%
HK$81,616
+HK$4,682/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,868/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,538
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$82,698
−HK$2,192/mo
Today · 4.125%
HK$84,890
baseline
▲ 0.50% · 4.625%
HK$89,364
+HK$4,474/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,780/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,079
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$95,974
−HK$2,942/mo
Today · 4.125%
HK$98,916
baseline
▲ 0.50% · 4.625%
HK$104,934
+HK$6,018/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$197,832/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,549
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$106,326
−HK$2,818/mo
Today · 4.125%
HK$109,144
baseline
▲ 0.50% · 4.625%
HK$114,897
+HK$5,753/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$218,288/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,793 · Scale 2, in force from 26 Feb 2026)