LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,711
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,319
−HK$1,635/mo
Today · 4.125%
HK$54,954
baseline
▲ 0.50% · 4.625%
HK$58,297
+HK$3,343/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,908/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,528
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,071
−HK$1,565/mo
Today · 4.125%
HK$60,636
baseline
▲ 0.50% · 4.625%
HK$63,832
+HK$3,196/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,272/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,053
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,983
−HK$1,961/mo
Today · 4.125%
HK$65,944
baseline
▲ 0.50% · 4.625%
HK$69,957
+HK$4,013/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$131,888/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,033
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,885
−HK$1,878/mo
Today · 4.125%
HK$72,763
baseline
▲ 0.50% · 4.625%
HK$76,598
+HK$3,835/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$145,526/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$963,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,395
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,647
−HK$2,288/mo
Today · 4.125%
HK$76,935
baseline
▲ 0.50% · 4.625%
HK$81,616
+HK$4,681/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$153,870/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,539
−HK$4,351/mo
▼ 0.25% · 3.875%
HK$82,699
−HK$2,191/mo
Today · 4.125%
HK$84,890
baseline
▲ 0.50% · 4.625%
HK$89,365
+HK$4,475/mo
Deposit HK$6.80M · loan HK$15.87M · min. income ≈ HK$169,780/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,079
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$95,975
−HK$2,941/mo
Today · 4.125%
HK$98,916
baseline
▲ 0.50% · 4.625%
HK$104,935
+HK$6,019/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$197,832/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,550
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$106,327
−HK$2,817/mo
Today · 4.125%
HK$109,144
baseline
▲ 0.50% · 4.625%
HK$114,898
+HK$5,754/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$218,288/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,800 · Scale 2, in force from 26 Feb 2026)