LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,714
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,323
−HK$1,634/mo
Today · 4.125%
HK$54,957
baseline
▲ 0.50% · 4.625%
HK$58,301
+HK$3,344/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,914/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,532
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,075
−HK$1,565/mo
Today · 4.125%
HK$60,640
baseline
▲ 0.50% · 4.625%
HK$63,836
+HK$3,196/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,280/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,057
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$63,987
−HK$1,962/mo
Today · 4.125%
HK$65,949
baseline
▲ 0.50% · 4.625%
HK$69,962
+HK$4,013/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$131,898/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$963,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,038
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,890
−HK$1,878/mo
Today · 4.125%
HK$72,768
baseline
▲ 0.50% · 4.625%
HK$76,604
+HK$3,836/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$145,536/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$963,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,400
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,652
−HK$2,288/mo
Today · 4.125%
HK$76,940
baseline
▲ 0.50% · 4.625%
HK$81,622
+HK$4,682/mo
Deposit HK$6.80M · loan HK$15.88M · min. income ≈ HK$153,880/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,544
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$82,704
−HK$2,192/mo
Today · 4.125%
HK$84,896
baseline
▲ 0.50% · 4.625%
HK$89,371
+HK$4,475/mo
Deposit HK$6.80M · loan HK$15.88M · min. income ≈ HK$169,792/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,086
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$95,981
−HK$2,942/mo
Today · 4.125%
HK$98,923
baseline
▲ 0.50% · 4.625%
HK$104,942
+HK$6,019/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$197,846/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,557
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$106,334
−HK$2,818/mo
Today · 4.125%
HK$109,152
baseline
▲ 0.50% · 4.625%
HK$114,905
+HK$5,753/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$218,304/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,865 · Scale 2, in force from 26 Feb 2026)