LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,715
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,324
−HK$1,634/mo
Today · 4.125%
HK$54,958
baseline
▲ 0.50% · 4.625%
HK$58,303
+HK$3,345/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,916/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,533
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,076
−HK$1,565/mo
Today · 4.125%
HK$60,641
baseline
▲ 0.50% · 4.625%
HK$63,838
+HK$3,197/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,282/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,059
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,989
−HK$1,961/mo
Today · 4.125%
HK$65,950
baseline
▲ 0.50% · 4.625%
HK$69,963
+HK$4,013/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$131,900/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$963,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,039
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,891
−HK$1,878/mo
Today · 4.125%
HK$72,769
baseline
▲ 0.50% · 4.625%
HK$76,605
+HK$3,836/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$145,538/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$963,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,402
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$74,654
−HK$2,288/mo
Today · 4.125%
HK$76,942
baseline
▲ 0.50% · 4.625%
HK$81,624
+HK$4,682/mo
Deposit HK$6.80M · loan HK$15.88M · min. income ≈ HK$153,884/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,546
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$82,706
−HK$2,192/mo
Today · 4.125%
HK$84,898
baseline
▲ 0.50% · 4.625%
HK$89,373
+HK$4,475/mo
Deposit HK$6.80M · loan HK$15.88M · min. income ≈ HK$169,796/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,088
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$95,983
−HK$2,942/mo
Today · 4.125%
HK$98,925
baseline
▲ 0.50% · 4.625%
HK$104,945
+HK$6,020/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$197,850/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,559
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$106,337
−HK$2,817/mo
Today · 4.125%
HK$109,154
baseline
▲ 0.50% · 4.625%
HK$114,908
+HK$5,754/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$218,308/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,886 · Scale 2, in force from 26 Feb 2026)