LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,716
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,325
−HK$1,634/mo
Today · 4.125%
HK$54,959
baseline
▲ 0.50% · 4.625%
HK$58,303
+HK$3,344/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,918/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,533
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,076
−HK$1,566/mo
Today · 4.125%
HK$60,642
baseline
▲ 0.50% · 4.625%
HK$63,838
+HK$3,196/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,284/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,059
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$63,989
−HK$1,962/mo
Today · 4.125%
HK$65,951
baseline
▲ 0.50% · 4.625%
HK$69,964
+HK$4,013/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$131,902/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$963,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,040
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,892
−HK$1,878/mo
Today · 4.125%
HK$72,770
baseline
▲ 0.50% · 4.625%
HK$76,606
+HK$3,836/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$145,540/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$963,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,402
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$74,654
−HK$2,289/mo
Today · 4.125%
HK$76,943
baseline
▲ 0.50% · 4.625%
HK$81,624
+HK$4,681/mo
Deposit HK$6.80M · loan HK$15.88M · min. income ≈ HK$153,886/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,547
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$82,707
−HK$2,192/mo
Today · 4.125%
HK$84,899
baseline
▲ 0.50% · 4.625%
HK$89,374
+HK$4,475/mo
Deposit HK$6.80M · loan HK$15.88M · min. income ≈ HK$169,798/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,089
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$95,984
−HK$2,942/mo
Today · 4.125%
HK$98,926
baseline
▲ 0.50% · 4.625%
HK$104,946
+HK$6,020/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$197,852/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,560
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$106,338
−HK$2,817/mo
Today · 4.125%
HK$109,155
baseline
▲ 0.50% · 4.625%
HK$114,909
+HK$5,754/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$218,310/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,895 · Scale 2, in force from 26 Feb 2026)