LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,720
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,329
−HK$1,634/mo
Today · 4.125%
HK$54,963
baseline
▲ 0.50% · 4.625%
HK$58,308
+HK$3,345/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,926/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,538
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,081
−HK$1,566/mo
Today · 4.125%
HK$60,647
baseline
▲ 0.50% · 4.625%
HK$63,843
+HK$3,196/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,294/mo (50% DSR)
Upfront cash ≈ HK$12.30M (deposit + AVD stamp duty HK$963,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,064
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$63,995
−HK$1,961/mo
Today · 4.125%
HK$65,956
baseline
▲ 0.50% · 4.625%
HK$69,969
+HK$4,013/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$131,912/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$963,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,046
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,897
−HK$1,879/mo
Today · 4.125%
HK$72,776
baseline
▲ 0.50% · 4.625%
HK$76,612
+HK$3,836/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$145,552/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$963,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,408
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$74,660
−HK$2,289/mo
Today · 4.125%
HK$76,949
baseline
▲ 0.50% · 4.625%
HK$81,631
+HK$4,682/mo
Deposit HK$6.80M · loan HK$15.88M · min. income ≈ HK$153,898/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,553
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$82,714
−HK$2,191/mo
Today · 4.125%
HK$84,905
baseline
▲ 0.50% · 4.625%
HK$89,381
+HK$4,476/mo
Deposit HK$6.80M · loan HK$15.88M · min. income ≈ HK$169,810/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$963,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,096
−HK$5,838/mo
▼ 0.25% · 3.875%
HK$95,992
−HK$2,942/mo
Today · 4.125%
HK$98,934
baseline
▲ 0.50% · 4.625%
HK$104,954
+HK$6,020/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$197,868/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,568
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$106,346
−HK$2,818/mo
Today · 4.125%
HK$109,164
baseline
▲ 0.50% · 4.625%
HK$114,918
+HK$5,754/mo
Deposit HK$2.27M · loan HK$20.41M · min. income ≈ HK$218,328/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$963,972 · Scale 2, in force from 26 Feb 2026)