LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,724
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,333
−HK$1,635/mo
Today · 4.125%
HK$54,968
baseline
▲ 0.50% · 4.625%
HK$58,313
+HK$3,345/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,936/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,543
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,086
−HK$1,566/mo
Today · 4.125%
HK$60,652
baseline
▲ 0.50% · 4.625%
HK$63,849
+HK$3,197/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,304/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,069
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$64,000
−HK$1,961/mo
Today · 4.125%
HK$65,961
baseline
▲ 0.50% · 4.625%
HK$69,975
+HK$4,014/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$131,922/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,051
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,903
−HK$1,879/mo
Today · 4.125%
HK$72,782
baseline
▲ 0.50% · 4.625%
HK$76,618
+HK$3,836/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$145,564/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,414
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$74,667
−HK$2,288/mo
Today · 4.125%
HK$76,955
baseline
▲ 0.50% · 4.625%
HK$81,638
+HK$4,683/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$153,910/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,560
−HK$4,352/mo
▼ 0.25% · 3.875%
HK$82,720
−HK$2,192/mo
Today · 4.125%
HK$84,912
baseline
▲ 0.50% · 4.625%
HK$89,388
+HK$4,476/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$169,824/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,104
−HK$5,838/mo
▼ 0.25% · 3.875%
HK$96,000
−HK$2,942/mo
Today · 4.125%
HK$98,942
baseline
▲ 0.50% · 4.625%
HK$104,963
+HK$6,021/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$197,884/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,577
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$106,355
−HK$2,818/mo
Today · 4.125%
HK$109,173
baseline
▲ 0.50% · 4.625%
HK$114,928
+HK$5,755/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$218,346/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,051 · Scale 2, in force from 26 Feb 2026)