LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,725
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,334
−HK$1,635/mo
Today · 4.125%
HK$54,969
baseline
▲ 0.50% · 4.625%
HK$58,314
+HK$3,345/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,938/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,544
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,087
−HK$1,566/mo
Today · 4.125%
HK$60,653
baseline
▲ 0.50% · 4.625%
HK$63,850
+HK$3,197/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,306/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,070
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$64,001
−HK$1,962/mo
Today · 4.125%
HK$65,963
baseline
▲ 0.50% · 4.625%
HK$69,976
+HK$4,013/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$131,926/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,053
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,905
−HK$1,878/mo
Today · 4.125%
HK$72,783
baseline
▲ 0.50% · 4.625%
HK$76,620
+HK$3,837/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$145,566/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,415
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$74,668
−HK$2,288/mo
Today · 4.125%
HK$76,956
baseline
▲ 0.50% · 4.625%
HK$81,639
+HK$4,683/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$153,912/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,561
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$82,722
−HK$2,192/mo
Today · 4.125%
HK$84,914
baseline
▲ 0.50% · 4.625%
HK$89,390
+HK$4,476/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$169,828/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,105
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$96,002
−HK$2,942/mo
Today · 4.125%
HK$98,944
baseline
▲ 0.50% · 4.625%
HK$104,964
+HK$6,020/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$197,888/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,579
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$106,357
−HK$2,818/mo
Today · 4.125%
HK$109,175
baseline
▲ 0.50% · 4.625%
HK$114,930
+HK$5,755/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$218,350/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,068 · Scale 2, in force from 26 Feb 2026)