LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,730
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,340
−HK$1,634/mo
Today · 4.125%
HK$54,974
baseline
▲ 0.50% · 4.625%
HK$58,319
+HK$3,345/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,948/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,550
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,093
−HK$1,566/mo
Today · 4.125%
HK$60,659
baseline
▲ 0.50% · 4.625%
HK$63,856
+HK$3,197/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,318/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,076
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$64,007
−HK$1,962/mo
Today · 4.125%
HK$65,969
baseline
▲ 0.50% · 4.625%
HK$69,983
+HK$4,014/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$131,938/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,059
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$70,912
−HK$1,879/mo
Today · 4.125%
HK$72,791
baseline
▲ 0.50% · 4.625%
HK$76,627
+HK$3,836/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$145,582/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,423
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$74,675
−HK$2,289/mo
Today · 4.125%
HK$76,964
baseline
▲ 0.50% · 4.625%
HK$81,647
+HK$4,683/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$153,928/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,569
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$82,730
−HK$2,192/mo
Today · 4.125%
HK$84,922
baseline
▲ 0.50% · 4.625%
HK$89,399
+HK$4,477/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$169,844/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,115
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$96,011
−HK$2,943/mo
Today · 4.125%
HK$98,954
baseline
▲ 0.50% · 4.625%
HK$104,975
+HK$6,021/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$197,908/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,589
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$106,367
−HK$2,819/mo
Today · 4.125%
HK$109,186
baseline
▲ 0.50% · 4.625%
HK$114,941
+HK$5,755/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$218,372/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,165 · Scale 2, in force from 26 Feb 2026)