LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,731
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,340
−HK$1,635/mo
Today · 4.125%
HK$54,975
baseline
▲ 0.50% · 4.625%
HK$58,320
+HK$3,345/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,950/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,550
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,094
−HK$1,566/mo
Today · 4.125%
HK$60,660
baseline
▲ 0.50% · 4.625%
HK$63,857
+HK$3,197/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,320/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,077
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$64,008
−HK$1,962/mo
Today · 4.125%
HK$65,970
baseline
▲ 0.50% · 4.625%
HK$69,984
+HK$4,014/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$131,940/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,061
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,913
−HK$1,879/mo
Today · 4.125%
HK$72,792
baseline
▲ 0.50% · 4.625%
HK$76,629
+HK$3,837/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$145,584/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,424
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$74,676
−HK$2,289/mo
Today · 4.125%
HK$76,965
baseline
▲ 0.50% · 4.625%
HK$81,648
+HK$4,683/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$153,930/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,571
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$82,731
−HK$2,193/mo
Today · 4.125%
HK$84,924
baseline
▲ 0.50% · 4.625%
HK$89,400
+HK$4,476/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$169,848/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,116
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$96,013
−HK$2,942/mo
Today · 4.125%
HK$98,955
baseline
▲ 0.50% · 4.625%
HK$104,977
+HK$6,022/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$197,910/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,591
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$106,369
−HK$2,818/mo
Today · 4.125%
HK$109,187
baseline
▲ 0.50% · 4.625%
HK$114,943
+HK$5,756/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$218,374/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,180 · Scale 2, in force from 26 Feb 2026)