LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,732
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,341
−HK$1,635/mo
Today · 4.125%
HK$54,976
baseline
▲ 0.50% · 4.625%
HK$58,321
+HK$3,345/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,952/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,551
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,094
−HK$1,566/mo
Today · 4.125%
HK$60,660
baseline
▲ 0.50% · 4.625%
HK$63,858
+HK$3,198/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,320/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,078
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$64,009
−HK$1,962/mo
Today · 4.125%
HK$65,971
baseline
▲ 0.50% · 4.625%
HK$69,985
+HK$4,014/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$131,942/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,061
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,913
−HK$1,879/mo
Today · 4.125%
HK$72,792
baseline
▲ 0.50% · 4.625%
HK$76,629
+HK$3,837/mo
Deposit HK$9.07M · loan HK$13.61M · min. income ≈ HK$145,584/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,424
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$74,677
−HK$2,289/mo
Today · 4.125%
HK$76,966
baseline
▲ 0.50% · 4.625%
HK$81,649
+HK$4,683/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$153,932/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,571
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$82,732
−HK$2,192/mo
Today · 4.125%
HK$84,924
baseline
▲ 0.50% · 4.625%
HK$89,401
+HK$4,477/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$169,848/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,117
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$96,013
−HK$2,943/mo
Today · 4.125%
HK$98,956
baseline
▲ 0.50% · 4.625%
HK$104,977
+HK$6,021/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$197,912/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,592
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$106,370
−HK$2,818/mo
Today · 4.125%
HK$109,188
baseline
▲ 0.50% · 4.625%
HK$114,944
+HK$5,756/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$218,376/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,188 · Scale 2, in force from 26 Feb 2026)