LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,734
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,343
−HK$1,635/mo
Today · 4.125%
HK$54,978
baseline
▲ 0.50% · 4.625%
HK$58,323
+HK$3,345/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,956/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,553
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,097
−HK$1,566/mo
Today · 4.125%
HK$60,663
baseline
▲ 0.50% · 4.625%
HK$63,860
+HK$3,197/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,326/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,080
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$64,011
−HK$1,962/mo
Today · 4.125%
HK$65,973
baseline
▲ 0.50% · 4.625%
HK$69,988
+HK$4,015/mo
Deposit HK$9.08M · loan HK$13.61M · min. income ≈ HK$131,946/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,064
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,916
−HK$1,879/mo
Today · 4.125%
HK$72,795
baseline
▲ 0.50% · 4.625%
HK$76,632
+HK$3,837/mo
Deposit HK$9.08M · loan HK$13.61M · min. income ≈ HK$145,590/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,427
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$74,680
−HK$2,289/mo
Today · 4.125%
HK$76,969
baseline
▲ 0.50% · 4.625%
HK$81,652
+HK$4,683/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$153,938/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,574
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$82,735
−HK$2,193/mo
Today · 4.125%
HK$84,928
baseline
▲ 0.50% · 4.625%
HK$89,404
+HK$4,476/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$169,856/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,121
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$96,017
−HK$2,943/mo
Today · 4.125%
HK$98,960
baseline
▲ 0.50% · 4.625%
HK$104,981
+HK$6,021/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$197,920/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,596
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$106,374
−HK$2,819/mo
Today · 4.125%
HK$109,193
baseline
▲ 0.50% · 4.625%
HK$114,948
+HK$5,755/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$218,386/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,225 · Scale 2, in force from 26 Feb 2026)