LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,735
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,344
−HK$1,635/mo
Today · 4.125%
HK$54,979
baseline
▲ 0.50% · 4.625%
HK$58,324
+HK$3,345/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,958/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,554
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,098
−HK$1,566/mo
Today · 4.125%
HK$60,664
baseline
▲ 0.50% · 4.625%
HK$63,861
+HK$3,197/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,328/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,081
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$64,012
−HK$1,962/mo
Today · 4.125%
HK$65,974
baseline
▲ 0.50% · 4.625%
HK$69,989
+HK$4,015/mo
Deposit HK$9.08M · loan HK$13.61M · min. income ≈ HK$131,948/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,065
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,917
−HK$1,879/mo
Today · 4.125%
HK$72,796
baseline
▲ 0.50% · 4.625%
HK$76,634
+HK$3,838/mo
Deposit HK$9.08M · loan HK$13.61M · min. income ≈ HK$145,592/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,428
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$74,681
−HK$2,289/mo
Today · 4.125%
HK$76,970
baseline
▲ 0.50% · 4.625%
HK$81,654
+HK$4,684/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$153,940/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,576
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$82,737
−HK$2,192/mo
Today · 4.125%
HK$84,929
baseline
▲ 0.50% · 4.625%
HK$89,406
+HK$4,477/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$169,858/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,122
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$96,019
−HK$2,943/mo
Today · 4.125%
HK$98,962
baseline
▲ 0.50% · 4.625%
HK$104,983
+HK$6,021/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$197,924/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,597
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$106,376
−HK$2,818/mo
Today · 4.125%
HK$109,194
baseline
▲ 0.50% · 4.625%
HK$114,950
+HK$5,756/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$218,388/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,241 · Scale 2, in force from 26 Feb 2026)