LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,736
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,345
−HK$1,635/mo
Today · 4.125%
HK$54,980
baseline
▲ 0.50% · 4.625%
HK$58,326
+HK$3,346/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$109,960/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,556
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,099
−HK$1,566/mo
Today · 4.125%
HK$60,665
baseline
▲ 0.50% · 4.625%
HK$63,863
+HK$3,198/mo
Deposit HK$11.34M · loan HK$11.34M · min. income ≈ HK$121,330/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,083
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$64,014
−HK$1,962/mo
Today · 4.125%
HK$65,976
baseline
▲ 0.50% · 4.625%
HK$69,991
+HK$4,015/mo
Deposit HK$9.08M · loan HK$13.61M · min. income ≈ HK$131,952/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,067
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,919
−HK$1,879/mo
Today · 4.125%
HK$72,798
baseline
▲ 0.50% · 4.625%
HK$76,636
+HK$3,838/mo
Deposit HK$9.08M · loan HK$13.61M · min. income ≈ HK$145,596/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,430
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$74,683
−HK$2,289/mo
Today · 4.125%
HK$76,972
baseline
▲ 0.50% · 4.625%
HK$81,656
+HK$4,684/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$153,944/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,578
−HK$4,353/mo
▼ 0.25% · 3.875%
HK$82,739
−HK$2,192/mo
Today · 4.125%
HK$84,931
baseline
▲ 0.50% · 4.625%
HK$89,408
+HK$4,477/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$169,862/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,125
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$96,021
−HK$2,943/mo
Today · 4.125%
HK$98,964
baseline
▲ 0.50% · 4.625%
HK$104,986
+HK$6,022/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$197,928/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,600
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$106,379
−HK$2,819/mo
Today · 4.125%
HK$109,198
baseline
▲ 0.50% · 4.625%
HK$114,953
+HK$5,755/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$218,396/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,268 · Scale 2, in force from 26 Feb 2026)