LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,739
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,349
−HK$1,635/mo
Today · 4.125%
HK$54,984
baseline
▲ 0.50% · 4.625%
HK$58,329
+HK$3,345/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$109,968/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,559
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,103
−HK$1,566/mo
Today · 4.125%
HK$60,669
baseline
▲ 0.50% · 4.625%
HK$63,867
+HK$3,198/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,338/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,087
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,018
−HK$1,963/mo
Today · 4.125%
HK$65,981
baseline
▲ 0.50% · 4.625%
HK$69,995
+HK$4,014/mo
Deposit HK$9.08M · loan HK$13.61M · min. income ≈ HK$131,962/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,071
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$70,924
−HK$1,879/mo
Today · 4.125%
HK$72,803
baseline
▲ 0.50% · 4.625%
HK$76,641
+HK$3,838/mo
Deposit HK$9.08M · loan HK$13.61M · min. income ≈ HK$145,606/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,435
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$74,688
−HK$2,289/mo
Today · 4.125%
HK$76,977
baseline
▲ 0.50% · 4.625%
HK$81,661
+HK$4,684/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$153,954/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,583
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$82,744
−HK$2,193/mo
Today · 4.125%
HK$84,937
baseline
▲ 0.50% · 4.625%
HK$89,414
+HK$4,477/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$169,874/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,131
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$96,028
−HK$2,943/mo
Today · 4.125%
HK$98,971
baseline
▲ 0.50% · 4.625%
HK$104,993
+HK$6,022/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$197,942/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,607
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$106,386
−HK$2,818/mo
Today · 4.125%
HK$109,204
baseline
▲ 0.50% · 4.625%
HK$114,961
+HK$5,757/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$218,408/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,330 · Scale 2, in force from 26 Feb 2026)