LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,744
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,354
−HK$1,635/mo
Today · 4.125%
HK$54,989
baseline
▲ 0.50% · 4.625%
HK$58,335
+HK$3,346/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$109,978/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,565
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,109
−HK$1,566/mo
Today · 4.125%
HK$60,675
baseline
▲ 0.50% · 4.625%
HK$63,873
+HK$3,198/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,350/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,093
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,024
−HK$1,963/mo
Today · 4.125%
HK$65,987
baseline
▲ 0.50% · 4.625%
HK$70,002
+HK$4,015/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$131,974/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,078
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$70,930
−HK$1,880/mo
Today · 4.125%
HK$72,810
baseline
▲ 0.50% · 4.625%
HK$76,648
+HK$3,838/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,620/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,442
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,695
−HK$2,290/mo
Today · 4.125%
HK$76,985
baseline
▲ 0.50% · 4.625%
HK$81,669
+HK$4,684/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$153,970/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,591
−HK$4,354/mo
▼ 0.25% · 3.875%
HK$82,752
−HK$2,193/mo
Today · 4.125%
HK$84,945
baseline
▲ 0.50% · 4.625%
HK$89,422
+HK$4,477/mo
Deposit HK$6.81M · loan HK$15.88M · min. income ≈ HK$169,890/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,140
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$96,037
−HK$2,943/mo
Today · 4.125%
HK$98,980
baseline
▲ 0.50% · 4.625%
HK$105,003
+HK$6,023/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$197,960/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,617
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$106,396
−HK$2,819/mo
Today · 4.125%
HK$109,215
baseline
▲ 0.50% · 4.625%
HK$114,972
+HK$5,757/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$218,430/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,422 · Scale 2, in force from 26 Feb 2026)