LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,748
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,358
−HK$1,635/mo
Today · 4.125%
HK$54,993
baseline
▲ 0.50% · 4.625%
HK$58,339
+HK$3,346/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$109,986/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,569
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,113
−HK$1,567/mo
Today · 4.125%
HK$60,680
baseline
▲ 0.50% · 4.625%
HK$63,878
+HK$3,198/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,360/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,098
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,029
−HK$1,963/mo
Today · 4.125%
HK$65,992
baseline
▲ 0.50% · 4.625%
HK$70,007
+HK$4,015/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$131,984/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,083
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,936
−HK$1,880/mo
Today · 4.125%
HK$72,816
baseline
▲ 0.50% · 4.625%
HK$76,654
+HK$3,838/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,632/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,447
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$74,701
−HK$2,290/mo
Today · 4.125%
HK$76,991
baseline
▲ 0.50% · 4.625%
HK$81,675
+HK$4,684/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$153,982/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,597
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,759
−HK$2,193/mo
Today · 4.125%
HK$84,952
baseline
▲ 0.50% · 4.625%
HK$89,429
+HK$4,477/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$169,904/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,147
−HK$5,841/mo
▼ 0.25% · 3.875%
HK$96,044
−HK$2,944/mo
Today · 4.125%
HK$98,988
baseline
▲ 0.50% · 4.625%
HK$105,011
+HK$6,023/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$197,976/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,625
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$106,404
−HK$2,819/mo
Today · 4.125%
HK$109,223
baseline
▲ 0.50% · 4.625%
HK$114,981
+HK$5,758/mo
Deposit HK$2.27M · loan HK$20.42M · min. income ≈ HK$218,446/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,497 · Scale 2, in force from 26 Feb 2026)