LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,750
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,359
−HK$1,636/mo
Today · 4.125%
HK$54,995
baseline
▲ 0.50% · 4.625%
HK$58,341
+HK$3,346/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$109,990/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,571
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,115
−HK$1,566/mo
Today · 4.125%
HK$60,681
baseline
▲ 0.50% · 4.625%
HK$63,880
+HK$3,199/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,362/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,100
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,031
−HK$1,963/mo
Today · 4.125%
HK$65,994
baseline
▲ 0.50% · 4.625%
HK$70,009
+HK$4,015/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$131,988/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,085
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,938
−HK$1,880/mo
Today · 4.125%
HK$72,818
baseline
▲ 0.50% · 4.625%
HK$76,656
+HK$3,838/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,636/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,450
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,703
−HK$2,290/mo
Today · 4.125%
HK$76,993
baseline
▲ 0.50% · 4.625%
HK$81,678
+HK$4,685/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$153,986/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,599
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,761
−HK$2,193/mo
Today · 4.125%
HK$84,954
baseline
▲ 0.50% · 4.625%
HK$89,432
+HK$4,478/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$169,908/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,149
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$96,047
−HK$2,944/mo
Today · 4.125%
HK$98,991
baseline
▲ 0.50% · 4.625%
HK$105,014
+HK$6,023/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$197,982/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,628
−HK$5,599/mo
▼ 0.25% · 3.875%
HK$106,407
−HK$2,820/mo
Today · 4.125%
HK$109,227
baseline
▲ 0.50% · 4.625%
HK$114,984
+HK$5,757/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$218,454/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,524 · Scale 2, in force from 26 Feb 2026)