LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,755
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,365
−HK$1,636/mo
Today · 4.125%
HK$55,001
baseline
▲ 0.50% · 4.625%
HK$58,348
+HK$3,347/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$110,002/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,577
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,122
−HK$1,566/mo
Today · 4.125%
HK$60,688
baseline
▲ 0.50% · 4.625%
HK$63,887
+HK$3,199/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,376/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,106
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$64,038
−HK$1,963/mo
Today · 4.125%
HK$66,001
baseline
▲ 0.50% · 4.625%
HK$70,017
+HK$4,016/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$132,002/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,093
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,946
−HK$1,880/mo
Today · 4.125%
HK$72,826
baseline
▲ 0.50% · 4.625%
HK$76,664
+HK$3,838/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,652/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,458
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,711
−HK$2,290/mo
Today · 4.125%
HK$77,001
baseline
▲ 0.50% · 4.625%
HK$81,687
+HK$4,686/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$154,002/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,608
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,770
−HK$2,193/mo
Today · 4.125%
HK$84,963
baseline
▲ 0.50% · 4.625%
HK$89,442
+HK$4,479/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$169,926/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,160
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$96,057
−HK$2,945/mo
Today · 4.125%
HK$99,002
baseline
▲ 0.50% · 4.625%
HK$105,026
+HK$6,024/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$198,004/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,639
−HK$5,599/mo
▼ 0.25% · 3.875%
HK$106,419
−HK$2,819/mo
Today · 4.125%
HK$109,238
baseline
▲ 0.50% · 4.625%
HK$114,997
+HK$5,759/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$218,476/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,630 · Scale 2, in force from 26 Feb 2026)