LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,756
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,365
−HK$1,636/mo
Today · 4.125%
HK$55,001
baseline
▲ 0.50% · 4.625%
HK$58,348
+HK$3,347/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$110,002/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,578
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,122
−HK$1,566/mo
Today · 4.125%
HK$60,688
baseline
▲ 0.50% · 4.625%
HK$63,887
+HK$3,199/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,376/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,107
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,039
−HK$1,962/mo
Today · 4.125%
HK$66,001
baseline
▲ 0.50% · 4.625%
HK$70,017
+HK$4,016/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$132,002/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,093
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,946
−HK$1,880/mo
Today · 4.125%
HK$72,826
baseline
▲ 0.50% · 4.625%
HK$76,665
+HK$3,839/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,652/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,458
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$74,712
−HK$2,289/mo
Today · 4.125%
HK$77,001
baseline
▲ 0.50% · 4.625%
HK$81,687
+HK$4,686/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$154,002/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,609
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,770
−HK$2,194/mo
Today · 4.125%
HK$84,964
baseline
▲ 0.50% · 4.625%
HK$89,442
+HK$4,478/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$169,928/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,160
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$96,058
−HK$2,944/mo
Today · 4.125%
HK$99,002
baseline
▲ 0.50% · 4.625%
HK$105,026
+HK$6,024/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$198,004/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,640
−HK$5,599/mo
▼ 0.25% · 3.875%
HK$106,419
−HK$2,820/mo
Today · 4.125%
HK$109,239
baseline
▲ 0.50% · 4.625%
HK$114,997
+HK$5,758/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$218,478/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,633 · Scale 2, in force from 26 Feb 2026)