LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,761
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,371
−HK$1,636/mo
Today · 4.125%
HK$55,007
baseline
▲ 0.50% · 4.625%
HK$58,354
+HK$3,347/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$110,014/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,583
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,128
−HK$1,566/mo
Today · 4.125%
HK$60,694
baseline
▲ 0.50% · 4.625%
HK$63,894
+HK$3,200/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,388/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,113
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$64,045
−HK$1,963/mo
Today · 4.125%
HK$66,008
baseline
▲ 0.50% · 4.625%
HK$70,024
+HK$4,016/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$132,016/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,100
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,953
−HK$1,880/mo
Today · 4.125%
HK$72,833
baseline
▲ 0.50% · 4.625%
HK$76,672
+HK$3,839/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,666/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,465
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$74,719
−HK$2,290/mo
Today · 4.125%
HK$77,009
baseline
▲ 0.50% · 4.625%
HK$81,695
+HK$4,686/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$154,018/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,617
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,779
−HK$2,193/mo
Today · 4.125%
HK$84,972
baseline
▲ 0.50% · 4.625%
HK$89,451
+HK$4,479/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$169,944/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,169
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$96,068
−HK$2,944/mo
Today · 4.125%
HK$99,012
baseline
▲ 0.50% · 4.625%
HK$105,037
+HK$6,025/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$198,024/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,650
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$106,430
−HK$2,820/mo
Today · 4.125%
HK$109,250
baseline
▲ 0.50% · 4.625%
HK$115,009
+HK$5,759/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$218,500/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,732 · Scale 2, in force from 26 Feb 2026)