LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,762
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,372
−HK$1,636/mo
Today · 4.125%
HK$55,008
baseline
▲ 0.50% · 4.625%
HK$58,355
+HK$3,347/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$110,016/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,584
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,129
−HK$1,566/mo
Today · 4.125%
HK$60,695
baseline
▲ 0.50% · 4.625%
HK$63,895
+HK$3,200/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,390/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,114
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$64,046
−HK$1,963/mo
Today · 4.125%
HK$66,009
baseline
▲ 0.50% · 4.625%
HK$70,026
+HK$4,017/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$132,018/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,101
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,954
−HK$1,880/mo
Today · 4.125%
HK$72,834
baseline
▲ 0.50% · 4.625%
HK$76,674
+HK$3,840/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,668/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,466
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,720
−HK$2,291/mo
Today · 4.125%
HK$77,011
baseline
▲ 0.50% · 4.625%
HK$81,696
+HK$4,685/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$154,022/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,618
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,780
−HK$2,194/mo
Today · 4.125%
HK$84,974
baseline
▲ 0.50% · 4.625%
HK$89,453
+HK$4,479/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$169,948/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,171
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$96,069
−HK$2,945/mo
Today · 4.125%
HK$99,014
baseline
▲ 0.50% · 4.625%
HK$105,038
+HK$6,024/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$198,028/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,652
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$106,432
−HK$2,820/mo
Today · 4.125%
HK$109,252
baseline
▲ 0.50% · 4.625%
HK$115,011
+HK$5,759/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$218,504/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,747 · Scale 2, in force from 26 Feb 2026)