LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,763
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,373
−HK$1,635/mo
Today · 4.125%
HK$55,008
baseline
▲ 0.50% · 4.625%
HK$58,356
+HK$3,348/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$110,016/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,585
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,130
−HK$1,566/mo
Today · 4.125%
HK$60,696
baseline
▲ 0.50% · 4.625%
HK$63,896
+HK$3,200/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,392/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,115
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$64,047
−HK$1,963/mo
Today · 4.125%
HK$66,010
baseline
▲ 0.50% · 4.625%
HK$70,027
+HK$4,017/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$132,020/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,102
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,956
−HK$1,880/mo
Today · 4.125%
HK$72,836
baseline
▲ 0.50% · 4.625%
HK$76,675
+HK$3,839/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,672/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,468
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$74,722
−HK$2,290/mo
Today · 4.125%
HK$77,012
baseline
▲ 0.50% · 4.625%
HK$81,698
+HK$4,686/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$154,024/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,619
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,782
−HK$2,193/mo
Today · 4.125%
HK$84,975
baseline
▲ 0.50% · 4.625%
HK$89,454
+HK$4,479/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$169,950/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,173
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$96,071
−HK$2,944/mo
Today · 4.125%
HK$99,015
baseline
▲ 0.50% · 4.625%
HK$105,040
+HK$6,025/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$198,030/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,653
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$106,433
−HK$2,821/mo
Today · 4.125%
HK$109,254
baseline
▲ 0.50% · 4.625%
HK$115,012
+HK$5,758/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$218,508/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,763 · Scale 2, in force from 26 Feb 2026)