LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,763
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,373
−HK$1,636/mo
Today · 4.125%
HK$55,009
baseline
▲ 0.50% · 4.625%
HK$58,356
+HK$3,347/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$110,018/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,586
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,130
−HK$1,567/mo
Today · 4.125%
HK$60,697
baseline
▲ 0.50% · 4.625%
HK$63,896
+HK$3,199/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,394/mo (50% DSR)
Upfront cash ≈ HK$12.31M (deposit + AVD stamp duty HK$964,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,115
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,047
−HK$1,964/mo
Today · 4.125%
HK$66,011
baseline
▲ 0.50% · 4.625%
HK$70,027
+HK$4,016/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$132,022/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,103
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,956
−HK$1,880/mo
Today · 4.125%
HK$72,836
baseline
▲ 0.50% · 4.625%
HK$76,675
+HK$3,839/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,672/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$964,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,468
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$74,722
−HK$2,290/mo
Today · 4.125%
HK$77,012
baseline
▲ 0.50% · 4.625%
HK$81,698
+HK$4,686/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$154,024/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,620
−HK$4,355/mo
▼ 0.25% · 3.875%
HK$82,782
−HK$2,193/mo
Today · 4.125%
HK$84,975
baseline
▲ 0.50% · 4.625%
HK$89,455
+HK$4,480/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$169,950/mo (50% DSR)
Upfront cash ≈ HK$7.77M (deposit + AVD stamp duty HK$964,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,173
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$96,071
−HK$2,945/mo
Today · 4.125%
HK$99,016
baseline
▲ 0.50% · 4.625%
HK$105,041
+HK$6,025/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$198,032/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,654
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$106,434
−HK$2,820/mo
Today · 4.125%
HK$109,254
baseline
▲ 0.50% · 4.625%
HK$115,013
+HK$5,759/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$218,508/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,769 · Scale 2, in force from 26 Feb 2026)