LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,764
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,374
−HK$1,636/mo
Today · 4.125%
HK$55,010
baseline
▲ 0.50% · 4.625%
HK$58,357
+HK$3,347/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$110,020/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$964,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,587
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,131
−HK$1,567/mo
Today · 4.125%
HK$60,698
baseline
▲ 0.50% · 4.625%
HK$63,897
+HK$3,199/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,396/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$964,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,116
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,049
−HK$1,963/mo
Today · 4.125%
HK$66,012
baseline
▲ 0.50% · 4.625%
HK$70,028
+HK$4,016/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$132,024/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$964,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,104
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,957
−HK$1,880/mo
Today · 4.125%
HK$72,837
baseline
▲ 0.50% · 4.625%
HK$76,677
+HK$3,840/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,674/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$964,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,469
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,723
−HK$2,291/mo
Today · 4.125%
HK$77,014
baseline
▲ 0.50% · 4.625%
HK$81,700
+HK$4,686/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$154,028/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$964,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,621
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,783
−HK$2,194/mo
Today · 4.125%
HK$84,977
baseline
▲ 0.50% · 4.625%
HK$89,456
+HK$4,479/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$169,954/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$964,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,175
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$96,073
−HK$2,945/mo
Today · 4.125%
HK$99,018
baseline
▲ 0.50% · 4.625%
HK$105,043
+HK$6,025/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$198,036/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,656
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$106,436
−HK$2,820/mo
Today · 4.125%
HK$109,256
baseline
▲ 0.50% · 4.625%
HK$115,015
+HK$5,759/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$218,512/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,786 · Scale 2, in force from 26 Feb 2026)