LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,766
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,376
−HK$1,636/mo
Today · 4.125%
HK$55,012
baseline
▲ 0.50% · 4.625%
HK$58,359
+HK$3,347/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$110,024/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$964,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,589
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,133
−HK$1,567/mo
Today · 4.125%
HK$60,700
baseline
▲ 0.50% · 4.625%
HK$63,900
+HK$3,200/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,400/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$964,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,119
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$64,051
−HK$1,963/mo
Today · 4.125%
HK$66,014
baseline
▲ 0.50% · 4.625%
HK$70,031
+HK$4,017/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$132,028/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$964,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,107
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,960
−HK$1,880/mo
Today · 4.125%
HK$72,840
baseline
▲ 0.50% · 4.625%
HK$76,680
+HK$3,840/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,680/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$964,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,472
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,726
−HK$2,291/mo
Today · 4.125%
HK$77,017
baseline
▲ 0.50% · 4.625%
HK$81,703
+HK$4,686/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$154,034/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$964,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,624
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,787
−HK$2,193/mo
Today · 4.125%
HK$84,980
baseline
▲ 0.50% · 4.625%
HK$89,460
+HK$4,480/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$169,960/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$964,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,178
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$96,077
−HK$2,944/mo
Today · 4.125%
HK$99,021
baseline
▲ 0.50% · 4.625%
HK$105,047
+HK$6,026/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$198,042/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,660
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$106,440
−HK$2,820/mo
Today · 4.125%
HK$109,260
baseline
▲ 0.50% · 4.625%
HK$115,020
+HK$5,760/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$218,520/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$964,823 · Scale 2, in force from 26 Feb 2026)