LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,767
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,377
−HK$1,636/mo
Today · 4.125%
HK$55,013
baseline
▲ 0.50% · 4.625%
HK$58,360
+HK$3,347/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$110,026/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$964,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,590
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,134
−HK$1,567/mo
Today · 4.125%
HK$60,701
baseline
▲ 0.50% · 4.625%
HK$63,901
+HK$3,200/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,402/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$964,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,120
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$64,052
−HK$1,963/mo
Today · 4.125%
HK$66,015
baseline
▲ 0.50% · 4.625%
HK$70,032
+HK$4,017/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$132,030/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$964,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,108
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,961
−HK$1,881/mo
Today · 4.125%
HK$72,842
baseline
▲ 0.50% · 4.625%
HK$76,681
+HK$3,839/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,684/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$964,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,473
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,728
−HK$2,290/mo
Today · 4.125%
HK$77,018
baseline
▲ 0.50% · 4.625%
HK$81,704
+HK$4,686/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$154,036/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$964,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,626
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,788
−HK$2,194/mo
Today · 4.125%
HK$84,982
baseline
▲ 0.50% · 4.625%
HK$89,461
+HK$4,479/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$169,964/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$964,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,180
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$96,078
−HK$2,945/mo
Today · 4.125%
HK$99,023
baseline
▲ 0.50% · 4.625%
HK$105,049
+HK$6,026/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$198,046/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$964,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,662
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$106,442
−HK$2,820/mo
Today · 4.125%
HK$109,262
baseline
▲ 0.50% · 4.625%
HK$115,022
+HK$5,760/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$218,524/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$964,841 · Scale 2, in force from 26 Feb 2026)