LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,768
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,379
−HK$1,636/mo
Today · 4.125%
HK$55,015
baseline
▲ 0.50% · 4.625%
HK$58,362
+HK$3,347/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$110,030/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$964,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,592
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,136
−HK$1,567/mo
Today · 4.125%
HK$60,703
baseline
▲ 0.50% · 4.625%
HK$63,903
+HK$3,200/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,406/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$964,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,122
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,054
−HK$1,964/mo
Today · 4.125%
HK$66,018
baseline
▲ 0.50% · 4.625%
HK$70,035
+HK$4,017/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$132,036/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$964,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,110
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,964
−HK$1,880/mo
Today · 4.125%
HK$72,844
baseline
▲ 0.50% · 4.625%
HK$76,684
+HK$3,840/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,688/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$964,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,476
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,730
−HK$2,291/mo
Today · 4.125%
HK$77,021
baseline
▲ 0.50% · 4.625%
HK$81,707
+HK$4,686/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$154,042/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$964,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,628
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$82,791
−HK$2,194/mo
Today · 4.125%
HK$84,985
baseline
▲ 0.50% · 4.625%
HK$89,464
+HK$4,479/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$169,970/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$964,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,183
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$96,082
−HK$2,944/mo
Today · 4.125%
HK$99,026
baseline
▲ 0.50% · 4.625%
HK$105,052
+HK$6,026/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$198,052/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$964,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,665
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$106,445
−HK$2,821/mo
Today · 4.125%
HK$109,266
baseline
▲ 0.50% · 4.625%
HK$115,025
+HK$5,759/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$218,532/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$964,872 · Scale 2, in force from 26 Feb 2026)