LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,771
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$53,381
−HK$1,636/mo
Today · 4.125%
HK$55,017
baseline
▲ 0.50% · 4.625%
HK$58,365
+HK$3,348/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$110,034/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$964,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,595
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,139
−HK$1,567/mo
Today · 4.125%
HK$60,706
baseline
▲ 0.50% · 4.625%
HK$63,906
+HK$3,200/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,412/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$964,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,125
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,058
−HK$1,963/mo
Today · 4.125%
HK$66,021
baseline
▲ 0.50% · 4.625%
HK$70,038
+HK$4,017/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$132,042/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$964,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,114
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,967
−HK$1,881/mo
Today · 4.125%
HK$72,848
baseline
▲ 0.50% · 4.625%
HK$76,687
+HK$3,839/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,696/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$964,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,479
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,734
−HK$2,290/mo
Today · 4.125%
HK$77,024
baseline
▲ 0.50% · 4.625%
HK$81,711
+HK$4,687/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$154,048/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$964,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,633
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,795
−HK$2,194/mo
Today · 4.125%
HK$84,989
baseline
▲ 0.50% · 4.625%
HK$89,469
+HK$4,480/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$169,978/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$964,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,188
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$96,086
−HK$2,945/mo
Today · 4.125%
HK$99,031
baseline
▲ 0.50% · 4.625%
HK$105,057
+HK$6,026/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$198,062/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$964,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,670
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$106,451
−HK$2,820/mo
Today · 4.125%
HK$109,271
baseline
▲ 0.50% · 4.625%
HK$115,031
+HK$5,760/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$218,542/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$964,920 · Scale 2, in force from 26 Feb 2026)