LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,772
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,382
−HK$1,637/mo
Today · 4.125%
HK$55,019
baseline
▲ 0.50% · 4.625%
HK$58,366
+HK$3,347/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$110,038/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$964,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,596
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,141
−HK$1,567/mo
Today · 4.125%
HK$60,708
baseline
▲ 0.50% · 4.625%
HK$63,908
+HK$3,200/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,416/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$964,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,126
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,059
−HK$1,963/mo
Today · 4.125%
HK$66,022
baseline
▲ 0.50% · 4.625%
HK$70,040
+HK$4,018/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$132,044/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$964,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,115
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,969
−HK$1,880/mo
Today · 4.125%
HK$72,849
baseline
▲ 0.50% · 4.625%
HK$76,689
+HK$3,840/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,698/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$964,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,481
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,735
−HK$2,291/mo
Today · 4.125%
HK$77,026
baseline
▲ 0.50% · 4.625%
HK$81,713
+HK$4,687/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$154,052/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$964,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,634
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$82,797
−HK$2,194/mo
Today · 4.125%
HK$84,991
baseline
▲ 0.50% · 4.625%
HK$89,471
+HK$4,480/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$169,982/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$964,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,190
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$96,088
−HK$2,946/mo
Today · 4.125%
HK$99,034
baseline
▲ 0.50% · 4.625%
HK$105,059
+HK$6,025/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$198,068/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$964,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,673
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$106,453
−HK$2,821/mo
Today · 4.125%
HK$109,274
baseline
▲ 0.50% · 4.625%
HK$115,034
+HK$5,760/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$218,548/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$964,941 · Scale 2, in force from 26 Feb 2026)