LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,773
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,384
−HK$1,636/mo
Today · 4.125%
HK$55,020
baseline
▲ 0.50% · 4.625%
HK$58,368
+HK$3,348/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$110,040/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$964,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,597
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,142
−HK$1,567/mo
Today · 4.125%
HK$60,709
baseline
▲ 0.50% · 4.625%
HK$63,909
+HK$3,200/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,418/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$964,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,128
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,060
−HK$1,964/mo
Today · 4.125%
HK$66,024
baseline
▲ 0.50% · 4.625%
HK$70,041
+HK$4,017/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$132,048/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$964,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,116
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,970
−HK$1,881/mo
Today · 4.125%
HK$72,851
baseline
▲ 0.50% · 4.625%
HK$76,691
+HK$3,840/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,702/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$964,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,482
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$74,737
−HK$2,291/mo
Today · 4.125%
HK$77,028
baseline
▲ 0.50% · 4.625%
HK$81,715
+HK$4,687/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$154,056/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$964,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,636
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,798
−HK$2,194/mo
Today · 4.125%
HK$84,992
baseline
▲ 0.50% · 4.625%
HK$89,472
+HK$4,480/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$169,984/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$964,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,192
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$96,090
−HK$2,945/mo
Today · 4.125%
HK$99,035
baseline
▲ 0.50% · 4.625%
HK$105,062
+HK$6,027/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$198,070/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$964,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,675
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$106,455
−HK$2,821/mo
Today · 4.125%
HK$109,276
baseline
▲ 0.50% · 4.625%
HK$115,036
+HK$5,760/mo
Deposit HK$2.27M · loan HK$20.43M · min. income ≈ HK$218,552/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$964,960 · Scale 2, in force from 26 Feb 2026)