LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,775
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,386
−HK$1,636/mo
Today · 4.125%
HK$55,022
baseline
▲ 0.50% · 4.625%
HK$58,370
+HK$3,348/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$110,044/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,600
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$59,144
−HK$1,567/mo
Today · 4.125%
HK$60,711
baseline
▲ 0.50% · 4.625%
HK$63,912
+HK$3,201/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,422/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,130
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,063
−HK$1,964/mo
Today · 4.125%
HK$66,027
baseline
▲ 0.50% · 4.625%
HK$70,044
+HK$4,017/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$132,054/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,119
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,973
−HK$1,881/mo
Today · 4.125%
HK$72,854
baseline
▲ 0.50% · 4.625%
HK$76,694
+HK$3,840/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,708/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,485
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$74,740
−HK$2,291/mo
Today · 4.125%
HK$77,031
baseline
▲ 0.50% · 4.625%
HK$81,718
+HK$4,687/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$154,062/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,639
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$82,802
−HK$2,194/mo
Today · 4.125%
HK$84,996
baseline
▲ 0.50% · 4.625%
HK$89,476
+HK$4,480/mo
Deposit HK$6.81M · loan HK$15.89M · min. income ≈ HK$169,992/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,196
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$96,095
−HK$2,945/mo
Today · 4.125%
HK$99,040
baseline
▲ 0.50% · 4.625%
HK$105,066
+HK$6,026/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$198,080/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,679
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$106,460
−HK$2,821/mo
Today · 4.125%
HK$109,281
baseline
▲ 0.50% · 4.625%
HK$115,041
+HK$5,760/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$218,562/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,002 · Scale 2, in force from 26 Feb 2026)